STRATEGI PENDAYAGUNAAN ZAKAT PRODUKTIF DAN IMPLIKASINYA TERHADAP KESEJAHTERAAN MASYARAKAT CIANJUR

Abstract

This study aims to analyze the strategy implemented by the National Amil Zakat Agency (BAZNAS) of Cianjur Regency in utilizing productive zakat through the Cianjur Makmur program and to analyze its implications on poverty levels and the economic condition of mustahik. The research method used is descriptive qualitative with a case study approach, where data were collected through in-depth interviews, observation, and direct field documentation. The results showed that the productive zakat utilization strategy was carried out comprehensively and in stages through the provision of initial business capital of Rp 500,000, which was monitored periodically to reach a maximum advanced capital of Rp 5,000,000 with a time interval of every 10 months. This program is proven to have a very significant positive impact in the form of increasing the average income of mustahik by Rp 50,000 per day, expanding job opportunities, and strengthening the understanding of spiritual religious values. However, challenges in the form of mustahik independence that have not been fully optimal require continuous mentoring so that the transition of mustahik into muzakki can be realized evenly.