Pengaruh Literasi Fikih Muamalah Mahasiswa terhadap Intensitas Penggunaan QRIS BSI sebagai Metode Pembayaran

Abstract

Deputy Chair of the National Commercial Banks Association (PERBASNAS) Tigor M. Siahaan said that the target of QRIS users was still too minimal with only 20 transactions per year, while Tigor M. said in the Digital Economy Festival discussion session that QRIS users were targeted to reach 45 million users. with 1 billion transactions by the end of 2023. Apart from that, the limited digital infrastructure in Indonesia in general is still a major factor that needs attention, because it causes low public interest in using QRIS. The research method used is quantitative research in the form of a survey with a causality approach and using questionnaire data.  The results of the research show that there is a partial influence with a t (constant) value of 2.733, in accordance with the constant figure from the Unstandardized Coefficients value of 3.739, and there is a simultaneous influence with the results obtained from the calculated F value of 223.865 with a significance value of 0.001 <0 ,1. Thus, there is a significant positive influence from understanding muamalah jurisprudence on the use of QRIS BSI.