Pinjaman Online Ditinjau dari Hadits Riwayat Muslim dan Hukum Positif Indonesia
Abstract
As the development of technology has increased rapidly in the economic field, it has increased the consumptive lifestyle in society. This has led to the proliferation of Online Loan services in the community, with all the convenience and practicality offered, Online Loans has successfully attracted the attention of people who need loans. However, there are still many doubts in the community to use online loans. Online Loan whether it is in accordance with the rules in Islam. Therefore therefore, it is necessary preview an more about the principle of Online Loan principles in the fiqh muamalah literature and the basis for the application of the practice Online Loan whether it includes usury or not according to Hadith Muslim History. The author uses a qualitative research method with a descriptive approach, in which the author describes the law of Qardh in muamalah fiqh and uses various fiqh books as data sources for this research. Based on the research, it is found that (1) Loans are allowed in Islam as a form of mutual assistance between fellow human beings and recommended in the Al-Quran and Hadith (2) Qardh is allowed to be done according to the law of muamalah fiqh; (3) Online Loan are allowed as long as they do not violate sharia principles because Online Loan and conventional loans are the same thing, the only difference is technology; (4) Online Loans that contain interest in their implementation are considered usury and are forbidden to do.
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