Al-Mizan : Jurnal Hukum dan Ekonomi Islam

Fiqh Functionality in the Profitability of Sharia Stock Waqf

Dul Jalil — Tue, 22 Oct 2024 00:00:00 +0000

Share waqf is an instrument that has been implemented by Badan Waqf Indonesia as a form of productive waqf. The implementation of stock waqf is one form of waqf that has been allowed in Islam, shares that can be waqf are those that have halal underlying assets. According to international sharia standarts that waqf shares are permitted provided that when tashfiyah is done istibdal. This study aims to be able to describe how the functionality of fiqh affects the profitability of sharia stock waqf. This study uses descriptive qualitative research. Data that has been collected through observation, interviews, and documentation were analyzed descriptively. The result of this study indicate that the permissibility of share waqf cannot be separated from the existence of cash waqf as ashl. This opinion is the opinion of Muhammad bin Abdullah Al-Anshari, a friend of Imam Zufar who was chosen by Imam Ibn Taymiyah. The permissibilty of sharia stock waqf can accommodate the trend of interest in Muslim investors who want to invest for social benefits.

Tinjauan Fikih Muamalah Terhadap Jual Beli Kelapa Sistem Borongan Melalui Perantara

Syahidah Indayani, Nur Izzah — Wed, 18 Sep 2024 00:00:00 +0000

During the Covid-19 pandemic, many farmers were confused about who to sell coconuts to, so young people emerged as intermediaries. In buying and selling coconuts, the wholesale system carried out through intermediaries is seen as very popular with the public. This research aims to find out what types of transactions apply between farmers and intermediaries in the practice of buying and selling coconuts on a wholesale system in Telaga Tujuh Village, Durai District, Karimun Regency, Riau Islands, as well as how muamalah jurisprudence reviews the practice of buying and selling coconuts on a wholesale system through intermediaries. This type of qualitative research is in the form of focused interviews with an empirical approach. The research results show that: First, the type of transaction that applies between farmers and intermediaries in the practice of buying and selling coconuts in Telaga Tujuh Village is a type of samsarah contract transaction where the intermediary's profit is agreed by the farmer that the coconut cannot be sold at a higher rate, if there are certain reasons that require it. the intermediary increases the selling price of coconuts, then they must mutually agree to change the agreement. Second, the practice of buying and selling coconuts on a wholesale system in Telaga Tujuh Village, in terms of muamalah jurisprudence, is quite appropriate, in terms of harmony, conditions and things that are prohibited in samsarah have been fulfilled. However, it is not appropriate and violates things that are prohibited in muamalah maliyah, because there is an element of tadlis in terms of price (an item that is sold at a higher price) and there is injustice between intermediaries and buyers who previously hoped to get a cheaper selling price for coconuts in the village. Telaga Tujuh, whose price is not the same as the market price, but is sold at the same price as the market price by an intermediary.

Pengaruh Undang-undang Nomor 33 Tahun 2014 dan Gaya Hidup Halal Terhadap Pelaku Usaha dalam Peningkatan Sertifikasi Halal

Hendra Kholid, Syarif Hidayatullah, Reni Awaliyah — Thu, 19 Sep 2024 00:00:00 +0000

Supervision by BPJPH (Indonesian Halal Product Assurance Agency) on halal labels for food and beverages is currently minimal, and both businesses and the public have a lack of education regarding halal products. Consequently, many businesses still disregard the rules to include halal/non-halal labels on their products. In fact, most of the packaging produced by SMEs (Small and Medium-sized Enterprises) does not include halal labels as regulated in UU Number 33 of 2014 JPH (Halal Product Assurance Law). This research aims to further analyze the influence of Law No. 33 of 2014 concerning Halal Product Assurance and the halal lifestyle on the increase of halal certification among business entities. This research is a descriptive quantitative research with a sample size of 86 respondents using purposive sampling technique. Primary data sources involve distributing questionnaire inquiries to Halal Product Assurance Facilitators at WHCNU, while secondary data derives from books, journals, research findings, newspapers, and other sources that support primary data related to halal products. Data analysis employed validity test, reliability test, descriptive data analysis technique, and regression analysis technique. The independent variables in this study are Law Number 33 of 2014 as X1 and Halal Lifestyle as X2, while the dependent variable is Business Actors In Increase of Halal Certification as Y. The results of the research indicate, firstly, that Law Number 33 of 2014 does not significantly influence the Business Actors in Increase of Halal Certification. In this research, the probability value (sig.) of X1 to Y is 0.283 > 0.05, so Ho1 is accepted, and Ha1 is rejected. Secondly, Halal Lifestyle significantly influences the Business Actors in Increase of Halal Certification. In this study, the probability value (sig.) of X2 to Y is 0.000 < 0.05, so Ho2 is rejected, and Ha2 is accepted.

Pandangan Fikih Terhadap Praktik Jual Beli Tanpa Timbangan Di Kecamatan Siman Jenangan, Dan Babadan Kabupaten Ponorogo

Rosyda Nailah Amany, Niswatin Mubarriroh — Fri, 20 Sep 2024 00:00:00 +0000

Buying and selling without scales is a sale and purchase where the seller takes the goods being sold without weighing them or only using estimates. This method can cause losses for both sellers and buyers. The aim of this research is to find out the mechanism of buying and selling without scales and to analyze the jurisprudential review of it. This research uses a qualitative method in the form of centralized interviews with an empirical juridical approach. The results of the research are buying and selling without scales in grocery stores in Siman, Jenangan and Babadan subdistricts: First, buying and selling without scales in Siman, Jenangan and Babadan subdistricts, Ponorogo Regency uses the method of taking goods with estimates, not weighing or measuring with scales. Second, buying and selling without scales in Siman, Jenangan and Babadan Ponorogo sub-districts, according to a review of jurisprudence law, has fulfilled the pillars of buying and selling, has also fulfilled the conditions for buying and selling, but there is a discrepancy in the object of the contract because the amount is only an estimate, and there are no things that are prohibited in buying and selling in muamalah fiqh and are in accordance with the provisions of 'urf, because this custom does not contradict the arguments of the Al-Qur'ān and Hadith.

Tinjauan UU No 33 Tahun 2014 Dan Fikih MuamalahTerhadap Jual Beli Produk Halal Di Platform Khusus Shopee Barokah

Najwa Alifia Zuhri, Khoirun Nisa — Mon, 23 Sep 2024 00:00:00 +0000

The halal lifestyle is increasingly popular, therefore Shopee Barokah offers halal products that have been certified halal by BPJPH. However, in fact, on the special Shopee Barokah platform, products are still found that do not have halal certificates and labels. The research method used in this research is qualitative research in the form of a case study. The research results show that (1) The buying and selling of kicimpring chips and glass chips products on the Shopee Barokah platform is not fully in accordance with the provisions of Law Number 33 of 2014 concerning Halal Product Guarantees, Article 4 concerning the obligation to have a halal certificate. (2) Based on a review of muamalah fiqh, buying and selling halal products on the shopee barokah platform meets the provisions of DSN-MUI Fatwa No.110/DSN-MUI/IX/2017 concerning Sale and Purchase Agreements. However, it has not fully complied with the provisions of DSN-MUI Fatwa No. 146/DSN-MUI/XII/2021 concerning Online Shop based on Sharia Principles and DSN-MUI Fatwa No. 144/DSN-MUI/XII/2021 concerning Marketplace.

Pendekatan Maqasidi dalam Interpretasi Ayat-Ayat Riba (Analisis Tafsir Ibn Ashur dan al-Maraghi)

Muzayanah — Tue, 26 Nov 2024 00:00:00 +0000

This research aims to analyze the interpretation of riba verses from a fiqh perspective using the maqasidi approach in the interpretations of Ibn Ashur and al-Maraghi. Usury as a controversial topic in Islamic teachings, especially in the context of modern economics, requires a deep understanding of fiqh and maqasid al-syari'ah (the goals of sharia). This research uses the library research method, which means reviewing existing literature, especially the tafsir of Al-Maraghi and Ibn Ashur. This research will identify how the two mufassir, Ibn Ashur and al-Maraghi, interpreted verses relating to usury using maqasid principles, such as justice, the benefit of the people, and protection of individual economic rights. Al-Maraghi emphasized that usury transactions, including those carried out in the conventional banking system that involve interest, are expressly forbidden in Islam. Al-Maraghi considers that usury causes injustice in economic transactions, creates an unfair burden on weaker parties, and is detrimental to overall social welfare. However, in cases of emergency or compulsion, when a Muslim has no other choice but to engage in riba transactions to survive, then such transactions may be temporarily permissible. Ibn Ashur emphasized that financial transactions must be carried out with the principles of justice and the welfare of the people, as exemplified in the Islamic economic system which is free from usury and detrimental practices. This paves the way for efforts to establish financial institutions in accordance with Islamic law, which not only pay attention to material benefits, but also provide a positive impact on society as a whole.

Peran Unit Pengelola Kegiatan Dana Amanah Pemberdayaan Masyarakat (UPK-DAPM) terhadap Peningkatan Kesejahteraan Masyarakat Karangjaya Kab. Tasikmalaya Jawa Barat

Amin Muhtar, Rinrin Natia Priyanti Dewi — Mon, 28 Oct 2024 00:00:00 +0000

This article will analyze the role of the UPK DAPM Financial Institution (Unit Pengelola Dana Amanah Pemberdayaan Masyarakat) in Karangjaya Sub-district, Tasikmalaya Regency, West Java, in improving the welfare of the surrounding community. This research aims to find out the extent of the role of UPK DAPM Karangjaya in improving the welfare of the community in the area. The method used is qualitative with a case study approach from August to October 2021, with data collection techniques through interviews, observation, and documentation. The results showed that UPK DAPM Karangjaya played a significant role by providing credit loans independently and in groups. Some assistance is provided, such as renovation of uninhabitable houses, social assistance, distribution of basic necessities to the poor, compensation for orphans, mass circumcision, and medical assistance during the Covid outbreak in 2019. The program has increased community trust in UPK DAPM Karangjaya District since its establishment in 2009. The role of UPK DAPM Karangjaya has a positive impact on the welfare level of the Karangjaya community, although the number of customers has only increased by 50%.