ANALISIS PRAKTIK MERGER TIGA BANK SYARIAH PERSPEKTIF POJK NO. 41/POJK.03/2019
Abstract
Practice Merging of Bank BRI Syariah, Bank BNI Syariah, and Sharia Bank Mandiri by Law no. 21 Year 2008, Government Regulation no. 28 of 1999, and the Regulation of Financial Services Authority (POJK) No. 41 / POJK.03 / 2019 is known by consolidation, because the sub-merging of the bank has been established to establish a company with new names that is, Bank Syariah Indonesia. This study aims to see the stages of the Three Bank Syriaar Merger Practices and its conformity with the Financial Services Authority Regulation no. 41 / POJK.03 / 2019 to mergers of three sharia banks. The method used in this research is that qualitative method with the normative legal approach (doctrinal). This type of research in this study is the document study. Based on data analysis that has been collected, the merchant of three merger of sharia banks there are ten stages that are suitable to Clause 8, 10 paragraph 1, 11 Points A, 14, 16 paragraph 1, 18 paragraph 1, 19, and 21 of the Regional Financial Services Authority Regulation no. 41 / pojk.03 / 2019.
References
Irwati. (2017). “Perlindungan Hukum Pengambilalihan (Akuisisi) Perseroan Terbatas Bagi Pemegang Saham Minoritas”. Diponegoro Private Law Riview. Vol. 1 No. 1.
Ismail. (2016). Perbankan Syariah,. Jakarta: Prenadamedia Group.
Khasanah, Nur. (2017). “Analisis Kinerja KeuanganSebelum dan Sesudah Merger dan Akuisisi (StudiKasusdalam Perusahaan Non Bank yang Terdaftar di Bursa Efek Indonesia Periode 2013-2015)”, Skripsi Sarjana Fakultas Ekonomi Universitas Pasir Pangaraian.
Manurung, Adler Haymans. (2021). John EHJ, Ni Nyoman Sawitri, Restrukturasi Perusahaan:Merger, Akuisisi, dan KonsolidasiSertaPembiayaannya. Jakarta: PT Adler Manurung Press..
Peraturan Otoritas Jasa Keuangan No. 12/POJK.03/2020 tentang Konsolidasi Bank Umum.
Peraturan Otoritas Jasa Keuangan No. 41/POJK.03/2019 tentang Penggabungan, Peleburan, Pengambilalihan, Integrasi dan Konversi Bank Umum, Pasal 1, 8, 10,11,14,16,18,19, dan 21.
Ramadhan, Muhammad Rauuf. (2021). “Merger Bank syariah dan Pengembangan UMKM di Indonesia”, Jurnal Syntax Transformation. Vol. 2 No. 6.
Romadhon, Bagus dan Sutantri. (2021). “Korelasi Merger Tiga Bank syariah dan Kesadaran Masyarakat TerhadapProdukPerbankan Syariah”, At-Tamwil. Vol. 3 No. 1.
Rukajat, Ajat. (2018). Pendekatan Penelelitian Kualitatif (Qualitative Research Approach). Yogyakarta: Deepublish. 2018.
Sultoni, Hasan dan Kiki Mardiana. (2021) “Pengaruh Merger Tiga Bank syariah BUMN TerhadapPerkembangan Ekonomi Syariah di Indonesia”.
Tarigan, Josua. SwenjiadiYenewan, dan Grace Natalia. Merger dan Akuisisi: Perspektif Strategis dan Kondisi Indonesia.
Ulfa, Alif. (2021). “DampakPenggabunganTiga Bank di Indonesia”,. Jurnal Ilmiah Ekonomi Islam. Vol. 7No. 2.
Undang-Undang Republik Indonesia No. 21 Tahun 2008 tentang Perbankan Syariah. Pasal 1 Ayat 29-31.
Untung, Budi. (2019). Hukum Merger. Yogyakarta: CV. Andi Offset.
Sumber Internet:
BSI, “BSI, Bank Hasil Merger Untuk Perkuat Ekosistem Ekonomi Syariah”, Situs ResmiBank Syariah Indonesia,https://www.bankbsi.co.id/news-update/berita/bsi-bank-hasil-merger-untuk-perkuat-ekosistem-ekonomi-syariah, (4 September 2021), diakses pada 27 Oktober 2021 pukul 10.30 WIB.
BSI. (2021). “Laporan Tahunan Bank BRI Syariah2010”, Situs Resmi Bank Syariah Indonesia,https://www.bankbsi.co.id/company-information/reports
BSI. (2021). “Wamen BUMN: Legal Merger 3 Bank Syariah SiapDiluncurkan 1 Februari”, Situs Resmi Bank Syariah Indonesia,https://www.bankbsi.co.id/news-update/berita/wamen-bumn-legal-merger-3-bank-syariah-siap-diluncurkan-1-februari.
Puspaningtyas, Lida dan Elba Damhuri. (2022). “7 AlasanPentingnya Merger Bank Syariah BUMN”, Republika Online, 14 Oktober 2020, https://www.republika.co.id/berita/qi6gay440/7-alasan-pentingnya-merger-bank-syariah-bumn-part1.
Sulaeman. (2020). “Alasan BRI Syariah Terpilih Menjadi Surviving Entity Merger Bank syariah BUMN”. Merdeka Online. 13 Oktober 2020, https://www.merdeka.com/uang/alasan-brisyariah-terpilih-menjadi-surviving-entity-merger-bank-syariah-bumn.html.
