Ta’widh dalam Sengketa Wanprestasi: Komparasi Norma Fatwa DSN-MUI dan KUHPerdata
Abstract
This study aims to compare the provisions and limitations of real cost compensation (ta'widh) due to default based on the National Sharia Board Fatwa (DSN-MUI) No. 129 of 2019 and the Indonesian Civil Code (KUHPerdata) Articles 1243-1252. The research method used is qualitative research with a library research approach. The results show that there are similarities between the DSN-MUI fatwa and the Civil Code regarding the requirements for submitting compensation after a declaration of default, adjusting the amount of compensation to the real losses suffered, and limiting the value of compensation to prevent double losses. On the other hand, the fundamental difference lies in the imposition of interest or expected potential profits in the Civil Code, which is prohibited in the sharia legal system (DSN-MUI) as it contains elements of usury. DSN-MUI strictly limits compensation only to real losses that have been incurred and prohibits the inclusion of compensation amounts in the form of percentages or formulas at the beginning of the contract.
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